Most mid-market organisations silently overspend six figures a year on SaaS, offboarding labor, and auto-renewals that nobody opened. Lojycal makes the bleed visible — then closes it, contract by contract, leaver by leaver, renewal by renewal.
The bleed isn't one giant invoice. It's hundreds of small ones, paid quietly, every month, by three different teams who never see each other's view.
Procurement signs the contract. Finance pays the invoice. IT provisions the seats. Nobody has a single, current view of what's actually live, who's actually using it, or what the street rate is. The overspend hides in the gap between those three teams.
Multi-year contracts roll over silently because nobody opened the calendar reminder buried in a shared inbox. By the time anyone notices, the cancellation window has closed and you're locked in for another twelve months at the same — or higher — price.
Every leaver who keeps a seat is a paid licence burning. Every manual offboarding ticket is hours of IT time spent chasing apps, vaults, devices, and group memberships. Multiply by your monthly churn and the annual labor bill is six figures on its own.
The Financials sidebar in Lojycal is a single pipeline. Contracts flow in at the top. Decisions flow out at the bottom. Every surface reads the same cloud-truth ledger, so there's no reconciliation, no spreadsheet drift, no "which version is current?"
The cloud-truth contract store. Every SaaS agreement — vendor, product, seats, cost per seat, TCV, term, renewal date — lives here, normalised, searchable, and read by every other surface in the app. No more hunting through DocuSign folders or shared drives.
Contract-by-contract spend-vs-benchmark, line by line. Your cost per seat sits beside the anonymised market median, so you can see — before you renew — whether you're paying fair, paying premium, or paying for a vendor's quota.
The benchmark is alive. It's powered by an opt-in, anonymised pool of contracts from every customer who shares back. The longer you use Lojycal, the sharper your view of the street rate becomes — and so does everyone else's.
Every contract surfaces on its 90-, 60-, 30-, and 14-day cliff with the cancellation deadline already calculated. Nothing auto-fires unnoticed. The CFO sees the queue. Procurement sees the queue. IT sees the queue.
For each line item, the bot proposes the call — cut, renegotiate, consolidate, or keep — with the annual reclaim in euros sitting next to the recommendation. You're not staring at a dashboard wondering what to do; you're approving or declining a specific number.
One-click reclassification moves spend between CapEx and OpEx ledgers so the savings land where the CFO is already looking. Reclaimed budget shows up in the same view it was budgeted from — not as a one-off line buried in an IT report.
The defaults below model a 500-endpoint org with €480k annual SaaS spend against a €360k market benchmark — the shape Mikk sees most often. Adjust the inputs to your own org and watch the six-figure reclaim assemble itself from three independent streams.
Stop the annual bleed across SaaS overspend, offboarding labor, and auto-renewal leakage.
Calculator only — no data leaves your browser. Spin up a workspace and Lojycal wires these numbers to your real contracts automatically.
The Lojycal Jira Forge widget reads each ticket on open and scores its financial impact against the same anonymised global pricing pool that drives the Savings Radar. The verdict appears directly on the issue panel — green, orange, or red — so the person doing the work sees the cost before they click "approve."
The calculator above adds three independent reclaim streams. Each one is grounded in numbers you already know — endpoint count, seat price, hourly IT cost — and a detection percentage Lojycal observes from your own workspace once you're connected.
endpoints × seat €/mo × 12 × overspend %. The Savings Radar measures the overspend percentage line by line against the global pool. A 15–25% delta on a €480k stack is €72k–€120k a year — before anything else.
events/mo × 12 × hours × loaded IT rate. Automated offboarding compresses a four-hour ticket into a fifteen-minute approval. At 8 leavers a month and €65/hr loaded, that's another €25k–€60k returned to the IT budget.
annual SaaS × renewal leakage %. Upcoming Renewals catches every contract before its cancellation window closes. Even a conservative 10–15% prevented leakage on a €480k stack is €48k–€72k a year that simply doesn't auto-fire.
Add the three streams. The annual reclaim lands between €120k and €420k for the typical 500-endpoint mid-market org. With Lojycal, that range stops being a story your CFO tells in the quarterly review — and starts being a line item in next year's budget.
Spin up a workspace, connect your first SaaS contract, and the Savings Radar starts scoring against the global pool the moment the contract lands in the Filing Cabinet.
